Roche Rouge Capital OÜ · Registry code 16115001Tuukri tn 5, 10120 Tallinn, Estonia
Roche Rouge Capital OÜ
Business financing · Tallinn
// Private limited company · Commercial Register of Estonia

Financing for Estonian businesses, built on solid ground.

Roche Rouge Capital OÜ is an Estonian private limited company engaged in financial service activities (EMTAK 64991). It provides financing to legal persons from its own capital, under written agreements with defined terms, security and repayment.

The company does not lend to consumers, does not accept deposits or repayable funds from the public, and does not provide investment services.

FIG. 1 — HOW A FACILITY IS STRUCTURED
Borrower's own equity The facility — principal, rate, term Collateral — assets, pledges Guarantees — where agreed
Contribution of the borrowerFunds provided by usSecurity for the facilityAdditional support
Business name
Roche Rouge Capital OÜ
Registry code
16115001
Legal form
Private limited company (OÜ)
Registered
07.12.2020
EMTAK
64991
Share capital
€2,500
01 / FINANCING

Facilities for companies

Each facility is assessed individually. The company decides on the basis of documents, not promises, and declines requests that cannot be repaid from identifiable sources.

Financing is provided to companies registered in Estonia for defined business purposes. Every facility is set out in a written agreement stating the principal, the interest rate, the term, the repayment schedule, the security and all costs.

F-01

Term loans

Fixed-term financing for investment in equipment, premises or expansion.

Repaid fromOperating cash flow, on an agreed schedule
F-02

Working-capital facilities

Short-term funding to bridge the gap between costs incurred and receivables collected.

Repaid fromCollected receivables and contract revenue
F-03

Bridge financing

Interim financing pending a sale of assets, a bank loan or another confirmed source.

Repaid fromThe documented exit event
F-04

Asset-secured financing

Facilities secured by a mortgage, a commercial pledge or other collateral agreed in writing.

Repaid fromBusiness income; collateral as security only

No consumer credit

Lending to private individuals requires a licence from Finantsinspektsioon. The company does not provide it.

No deposits

The company does not accept deposits or other repayable funds from the public.

No investment services

The word "Capital" refers to the company's own funds. No investments are offered.

02 / PRINCIPLES

How decisions are made

The same principles apply to every facility, regardless of size.

Repayment comes first

A facility is granted only where repayment can be traced to identifiable revenue or a documented exit. Collateral secures a facility; it does not replace the ability to repay.

Everything in writing

The interest rate, fees, schedule, security and consequences of late payment are stated in the agreement before signature. No term exists outside the document.

Know your customer

The company identifies the borrower, its beneficial owners and the origin of its funds, as the Money Laundering and Terrorist Financing Prevention Act requires.

No advance fees

Nothing is payable before the agreement is signed. Any costs are stated in the agreement and settled under its terms.

Payments between company accounts only

Funds are paid to, and received from, bank accounts held in the name of the contracting companies. Never cash, never private accounts.

03 / COMPLIANCE

Verify before you deal with anyone

Every claim on this page can be checked in public sources, free of charge.

Roche Rouge Capital OÜ is entered in the Commercial Register of Estonia under registry code 16115001. Its registered details, annual reports and any changes are public.

ariregister.rik.ee

Commercial Register

Search by name or registry code 16115001 to confirm the company's status, address and representatives.

fi.ee

Finantsinspektsioon

The Financial Supervision Authority lists licensed institutions and publishes warnings about unauthorised providers.

The agreement

Written terms

Any offer from the company exists only as a written agreement naming Roche Rouge Capital OÜ and its registry code.

Bank accounts

Company accounts only

Payments are made only between accounts held in the names of the contracting companies.

Fraud notice

Fraudsters use the names of registered companies to offer loans or "investments" and to collect advance fees. Roche Rouge Capital OÜ never asks for payment before an agreement is signed, never offers investment products, and never requests passwords, card details or Smart-ID / Mobile-ID codes. If you are contacted in the company's name in this way, stop the contact and inform the Police and Border Guard Board.

04 / PROCEDURE

From enquiry to disbursement

STEP 01

Enquiry

The company describes the purpose, amount and proposed security by e-mail or telephone.

STEP 02

Documents

Registry data, annual reports, current financial statements, beneficial-owner information and collateral documents.

STEP 03

Assessment

Analysis of repayment capacity and security. A written proposal, or a reasoned refusal.

STEP 04

Agreement

Signature of the agreement and security documents; disbursement to the borrower's company account.

05 / QUESTIONS

Frequently asked

Do you lend to private individuals?

No. Consumer credit in Estonia requires an activity licence from Finantsinspektsioon. The company finances legal persons only.

Can I invest money with the company?

No. The company uses its own capital and does not accept funds from the public in any form. Any such offer in its name is fraudulent.

Is a decision guaranteed?

No. Each request is assessed on documents. Requests that cannot be repaid from identifiable sources are declined.

What does the interest rate depend on?

On the term, the security and the borrower's financial position. The rate is set individually and stated in the written agreement.

Are you connected to other "Roche" companies?

No. Roche Rouge Capital OÜ is not affiliated with any pharmaceutical group, hotel, fund or other business using the names "Roche" or "Roche Rouge".

Which language are agreements in?

Agreements are prepared in Estonian or English, as agreed with the borrower.

06 / CONTACT

Registered office

AddressTuukri tn 5, 10120 Tallinn, Estonia
E-mailmail@rocherougecapitalou.com
Telephone+372 5458 9806
Registry code16115001
MeetingsBy prior appointment